ASCA - Private Banking

Banking that moves at your speed

A members-only neobank for the borderless generation of capital - entrepreneurs, executives and nomad professionals.

By application. Membership is reviewed personally.

$4.2B
Member assets
8 jurisdictions
Licensed in multiple jurisdictions
34 countries
Where members bank
99.99%
Platform uptime

Benefits

Membership has its privileges.

A glimpse of what comes with ASCA. Concierge, protection and people who know your name - the full list lives on the Benefits page.

ASCA membership package with silver, black and gold payment rings, benefits card and the mobile banking app

Bespoke payment ring

Dedicated relationship manager

Global travel insurance

24/7 lifestyle concierge

Zero foreign exchange fees

Coworking access

Exclusive investment access

Global accounts

Explore all benefits →

Inside ASCA

One view for every account.

Balances, portfolios, stocks, crypto and cards. Everything a modern member needs, in a single, focused interface.

Welcome, Sam

Total balance: €128,356
Contact your private banker

Total balance over time

+33.2% this year

EUR Account

€ 42,180.20

USD Account

$ 26,940.00

Savings

€ 18,500.00

Private Banking

€ 21,300.00

My Crypto Portfolio

€ 11,436.10

My Stocks and Funds

€ 8,000.00

Track balances, portfolios and cards in real time, all in one place.

Follow live markets for stocks, ETFs, crypto and FX.

Manage your finances with a clear and complete overview.

Get personal support whenever you need it.

Newsroom

We bring together the latest financial news, so you can focus on what matters most.

Headlines from trusted financial publishers, refreshed throughout the day across the markets our members follow.

Gold, Silver & Energy

2026 performance

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Spot futures pricing for gold, silver, crude oil and diesel. Weekly closes since 1 January, refreshed every 10 minutes.

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Top Crypto Performers

24h

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Best performing major digital assets over the past 24 hours, refreshed every 10 minutes.

Currency Cross Rates

Live

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Membership

Our members don't carry cards, they pay with rings.

Banking, investing and payments, all in one place.

ASCA membership tiers: Silver ring EUR 1,150, Black ring EUR 2,650 and Gold ring EUR 5,300 per year
Connect your ring toVisaMastercardAmerican ExpressUnionPayJCBDiscoverApple PayGoogle Pay

FAQ

Frequently asked.

How do I become a member?

Membership is by application or referral. Enter a referral code from an existing member.

What does membership cost?

Membership is billed annually across three tiers - from EUR 1,150 to EUR 5,300 per year - depending on the benefits you choose.

What's included in my membership?

Every membership includes concierge, travel and lifestyle benefits. Premium and Elite unlock unlimited lounge access, zero FX fees and more - Elite adds a dedicated relationship manager and invitation-only events. See the full list on the Benefits page.

Can I invite others?

Yes. Members can refer others with a personal invitation code, subject to their tier.

Which jurisdictions do you operate in?

ASCA is based in Singapore, with member services across the UAE, London, New York, Spain, Norway, Monaco and Gibraltar.

End-to-end encryption · Two-factor authentication · GDPR compliant · Licensed & regulated